Amortization calculator jo har payment ke principal, interest aur balance ke saath ek poora loan amortization schedule banata hai, locally aapke browser mein calculate hokar.
Amortization Calculator
Amortization calculator jo har payment ke principal, interest aur balance ke saath ek poora loan amortization schedule banata hai, locally aapke browser mein calculate hokar.
Amortization Calculator poori tarah aapke browser mein chalta hai. Loan amount, rate, term aur generated schedule kabhi aapke device se bahar nahi jaate. Results sirf estimates hain, financial advice nahi.
Amortization Calculator ek poora loan amortization schedule banata hai jo bilkul dikhata hai ki har payment ka kitna hissa principal mein jaata hai aur kitna interest mein, pehle month se lekar poori payoff tak. Loan amount, annual interest rate aur term daalein taaki fixed monthly payment, total interest aur total paid dikhe, phir ek month-by-month table scroll karein jisme har payment, principal ka hissa, interest ka hissa aur remaining balance ho. Ek optional extra monthly payment add karke dekhein ki loan kitni jaldi payoff hota hai aur kitna interest bachta hai. Yeh mortgage, auto loan, personal loan aur student loan offers ko sign karne se pehle compare karne mein useful hai. Figures sirf estimates hain, financial advice nahi, aur sab kuch locally calculate hota hai — aapke loan numbers aapke device par hi rehte hain.
Features
Kisi bhi loan amount, rate aur term ke liye standard fixed-rate monthly payment calculate karta hai
Har month ke principal, interest aur balance ke saath poora amortization schedule generate karta hai
Loan ki poori duration mein total interest paid aur total amount paid dikhata hai
Optional extra monthly payment se faster payoff aur interest savings model hoti hai
Plain-text results summary copy karein ya poora schedule CSV ke roop mein export karein
Invalid amounts, rates ya terms ke liye clear error messages
Poori tarah aapke browser mein chalta hai — koi loan details upload nahi hoti
Amortization Calculator kaise use karein
Loan amount, annual interest rate aur term months mein enter karein
Early payoff model karne ke liye optionally extra monthly payment add karein
Monthly payment, total interest aur total paid ka summary dekhein
Schedule table scroll karein ya poori payment-by-payment breakdown ke liye CSV ke roop mein copy karein
Example
Input
$10,000, 6%, 12 months
Output
Payment: $860.66
Total interest: $327.97
$10,000 ka loan 6% annual interest par 12 months ke liye: fixed monthly payment aur total interest.
Common errors aur troubleshooting
Monthly payment bahut zyada high lagti hai. — Confirm karein ki term months mein hai, years mein nahi — ek 30-year mortgage 360 months hoti hai, 30 nahi.
Rate ko decimal jaise 0.06 mein daala gaya, percentage ki jagah. — Annual interest rate ko percentage mein enter karein, jaise 6% ke liye 6, 0.06 nahi.
Extra monthly payment se schedule chota hota nahi dikh raha. — Confirm karein ki extra payment field mein 0 se zyada value ho — empty field ko no extra payment maana jaata hai.
Schedule table sirf ek long-term loan ka kuch hissa dikhati hai. — Readability ke liye visible table 360 rows tak cap hoti hai; lambe terms ke liye poori schedule paane ke liye Copy CSV button use karein.
Aksar pooche jaane wale sawaal
Amortization Calculator har payment ke liye kya dikhata hai?
Har month ke liye yeh payment amount, us payment ka kitna hissa principal mein jaata hai, kitna interest mein jaata hai, aur payment ke baad remaining loan balance dikhata hai.
Amortization Calculator extra monthly payment ko kaise handle karta hai?
Extra amount har period mein scheduled payment ke upar directly principal par apply hota hai, jisse balance jaldi ghatta hai, payoff time chota hota hai, aur total interest kam hota hai.
Kya main amortization schedule export kar sakta hoon?
Haan. Schedule table ke paas Copy CSV button use karein taaki har row — month, payment, principal, interest aur balance — CSV text ke roop mein copy ho jaaye jise aap spreadsheet mein paste kar sakein.
Kya Amortization Calculator mortgages ke liye accurate hai?
Yeh wahi standard fixed-rate amortization formula use karta hai jo mortgage lenders use karte hain, lekin results sirf estimates hain, financial advice nahi — aapki actual mortgage mein escrow, PMI ya fees ho sakti hain jo yahan model nahi ki gayi.
Kya Amortization Calculator mere loan details upload karta hai?
Nahi. Amortization Calculator poori tarah aapke browser mein chalta hai. Loan amount, rate, term aur generated schedule kabhi aapke device se bahar nahi jaate.
Amortization table mein last payment kabhi-kabhi chhota kyun hota hai?
Jab aap extra monthly payment add karte hain, to loan poore term se pehle pay off ho jaata hai aur final payment sirf bache hue balance ko cover karta hai, isliye woh aksar baaki payments se chhota hota hai. Extra payment ke bina har row mein, last row samet, same payment dikhta hai.
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